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Technology Status Of Transition From Socialism

Vietnam is a country whose economy is evolving.  Its rapidly changing economy is facing significant alterations in the process of transition.  Vietnam is moving away from its current economy, which is a non-market socialist one, towards a market economy with a socialist orientation.  Vietnam is one of the poorest countries in the world with a Gross Domestic Product of only $300.  High levels of population along with the proper training will allow Vietnam to effectively use its number one resource, people.  Australia plays a key role in assisting Vietnam's economic growth and development through their aid programs.
Economic reforms are changing Vietnam from an agricultural rich economy to a service industry one.  Throughout the years, agriculture, as a percent of Gross national product, has decreased from year to year, while service and industrial are increasing.  This steady decline is because of the changing situation with its economy.  With this decrease, migration to cities and towns is usually normal, but not in this case, as Vietnam has stayed primarily rural.  The main agricultural cash crops in Vietnam are rice, coffee, cashews, corn potatoes rubber, soybean and tea.  Clothing, computers and electronics are a growing part of the economy as well.  Tourism is the largest industry in the service sector.
In Vietnam land sales are not permitted.  This is because of the communist rule, and the ownership of all land by the state.  During the current economic reform to a market system of economy, household farms have replace the once popular collective farms.  Land rights are guaranteed to the families for twenty years on farmland and fifty years for forestland.  Though the farmers can still not own land they do have the right to use it, rent it, inherit it, and well as claim it as collateral.
The changing economy has caused the industrial and service sectors to steadily expand.  With this increase, many  are being dominated by state owned industries.
Along with the escalating change towards a market economy, competition within the private sector has also risen due to the fact that state owned enterprises are increasing as well.  If these state owned enterprises were private then economic efficiency would be increased as well.  This in turn would benefit the Vietnam economy and people.  The government has instated rules so this can happen.  They have also forced the state owned enterprises to be self- sufficient.  They are now highly self-sufficient.  They are self-run, determine what their production inputs and outputs are, and are responsible for the financing and accounting of their firm.  Though they seem to be individual entities, the government still has a strong hold on them because the governments has complete ownership of the firm, even though there are shareholders.  
With the institution of Doi Moi the economy of Vietnam has experienced a very strong growth.  The past decade the Gross Domestic Product averaged 7.5%.  Throughout the most recent years the growth has not been as severe but still positive.  It was gaining strength as 2000 began but has been slowing down.  There is still a positive growth but not as significant as in the mid 90s.  See following chart for the Real GDP Growth in %.



Towards the end of the 90s many factors accounted for this slow down.  Economics reforms were slowing as well.  State owned enterprises and banks were becoming inefficient as well. This, along with a decrease in demand and consumption, a decrease in foreign and local investing, as well as a decrease in outputs all contributed to the slow down in economic growth.  So, as this slow down became evident, changes needed were made in order to increase the GDP.  In the year 2000, certain things happened which did in fact raise the growth in real GDP.  The world economy was growing and manufacturing and commodity prices were improving as well.  Along with a rapid growth in the industrial sector as well as the non-state sector Vietnam was able to recover from a slowing GDP growth quickly.
In order to accelerate the economic growth more and reduce the poverty, which seems to be plaguing the country, the Vietnam Government installed Doi Moi reforms.  This process was accelerated by the collapse of the Soviet Union, formerly Vietnam's ... more

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Electronic Banking

The Electronic Banking Association (EBA) is a non-profit organization
established to do one simple thing-help more people get started with electronic
banking. Here's why. Who taught you how to write paper checks? Probably your
parent's right? Well, who's going to teach you how to write electronic checks?
Probably NOT your parents. That's where they come in. E-banking is so much more
convenient and so much quicker that everyone should know about it. The EBA was
established as an independent source of helpful information about electronic
banking for consumers and businesses. Financial institutions, merchants, and
other financial service firms actually provide financial e-commerce services,
but the Electronic Banking Association (EBA) monitors progress in the financial
e-commerce industry and provides information that will enable users of those
services to become better informed and to locate providers of the services they
seek. Everyone hates paying bills. It's time-consuming, frustrating, and you
have to lick that awful envelope glue. But not with e-banking. You'll spend less
time paying bills, and more time doing fun stuff. Here are some advantages to
e-banking: - No more paper checks. Your computer remembers who you write checks
to. You simply enter an amount then point-and-click. You'll never run out of
checks again. - No more hassles. You can schedule your payments in advance, so
they'll get paid while you're on vacation or away on business. Electronic
payments are processed quickly, in as little as 24 hours to 5 days (unlike a
paper check sent in the mail, which takes an average of 10 days to post). - No
more envelopes to lick. No envelope glue. No paper cuts on your tongue. And you
can stop writing your return address again, and again, and again. - No more
writer's cramp. It takes forever to write checks and addresses every month.
E-banking cuts that time to practically nothing. - No more stamps. With
e-banking, there's no postage and your bills are processed quickly - whenever
you want them paid. You can pay your bills online, so it only makes sense to
receive them that way, too. This is called "Electronic Bill
Presentment," and more and more businesses are going to offer it. - No more
lost bills. Your dog can't eat electronic bills. Your kids can't misplace them.
And you can't lose them under a stack of catalogs. - Pay bills when you want to.
Not when the post office decides to deliver them. Click to see it. Click to pay
it. Your bills appear right on your computer screen and look much like the
printed bills you are used to getting. But the difference is you can pay them
with just the click of a mouse. - Better record keeping. All your billing and
payment information is kept in one convenient location, not in messy cardboard
boxes or goodness only knows where else. You can pay your bills online, so it
only makes sense to receive them that way, too. This is called "Electronic
Bill Presentment," and more and more businesses are going to offer it. In
addition to paying bills online, you can get current information any time you
want it. So you can get up-to-date account balances, transfer funds, obtain
information about check clearing; all sorts of things. You can import this
information directly into today's popular financial management programs such as
Quicken without having to re-enter it. You buy things all the time with credit
cards, right? Well then, those are electronic transactions just like these.
Today's latest Web browsers have sophisticated encryption that's very secure.
What's more, electronic checks are safer than having paper checks lying around
where anyone can obtain and misuse your account information. Experts predict it
would take a hacker over 2,000 years to crack 56-bit encryption. Yet many
financial institutions today require a browser that supports 128-bit encryption,
which would take about 12,710,204,652,610,000,000,000,000 years to crack. Now
that's secure. (Source: Byte Magazine) When you're ready to open an e-banking
account, you can receive more information on security, as well as a recent
browser that supports 128-bit encryption, through your financial institution or
at the Netscape and Microsoft Web sites. In the time it takes you to pay your
bills the old-fashioned way, you can be up and running with e-banking. Best of
all, once you enter who you pay bills to, you'll never have to re-enter that
information. Your financial institution may offer e-banking via the Web or a
personal financial manager or both. Web-based e-banking is generally easier and
quicker to set up. All you'll need is a recent ... more

Technology

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